NASDAQ, NBTB - NBT Bancorp Inc
NBT Bancorp Inc. (the ?Registrant? or the ?Company?) is a registered financial
holding company incorporated in the state of Delaware in 1986, with its
principal headquarters located in Norwich, New York. The Company, on a
consolidated basis, at December 31, 2007 had assets of $5.2 billion and
stockholders? equity of $397.3 million. The Registrant is the parent holding
company of NBT Bank, N.A. (the Bank), NBT Financial Services, Inc. (NBT
Financial), Hathaway Agency, Inc., CNBF Capital Trust I, NBT Statutory Trust I
and NBT Statutory Trust II (the Trusts). Through the Bank and NBT Financial, the
Company is focused on community banking operations. The Trusts were organized to
raise additional regulatory capital and to provide funding for certain
acquisitions. The Registrant?s primary business consists of providing commercial
banking and financial services to its customers in its market area. ...
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