NASDAQ, CZNC - Citizens Nrthn Corp
Citizens & Northern Corporation (?Corporation?) is a holding company whose
principal activity is community banking. The Corporation?s principal office is
located in Wellsboro, Pennsylvania. The largest subsidiary is Citizens &
Northern Bank (?C&N Bank?). In 2005, the Corporation acquired Canisteo Valley
Corporation and its subsidiary, First State Bank, a New York State chartered
commercial bank with offices in Canisteo and South Hornell, NY. The First State
Bank banking offices are located in the southern tier of New York State, in
close proximity to many of the Corporation?s northern Pennsylvania branch
locations. Management considers the New York State branches to be part of the
same community banking operating segment as the Pennsylvania locations; however,
the separate New York State charter for First State Bank has been maintained
because of certain regulatory advantages. ...
Read SEC Filing on NASDAQ.com »